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Leaders Credit Union

FREEDOM PATH

Welcome to Freedom Path

Freedom Path is Leaders’ free financial education program offered to all Jackson-Madison County Schools employees. Learn more with the interactive modules and resources to lead the way to financial freedom.

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Freedom Path Financial Wellness

CONSOLIDATE DEBT

Simplify Your Payments

A worry-free payment is something that everyone wants, and you can have. Leaders makes it easy to consolidate your debt into one easy payment.

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CONSOLIDATE DEBT

Conquer Your Goals

Open a High-Yield Savings Account

Saving money should be easy and rewarding. With our flexible savings accounts, you can set money aside to meet your financial goals while earning generous dividends on your deposits.

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Goals

Financial Counseling

Financial Counseling

Our financial wellness counselors can help you get your finances organized and make decisions to meet your long-term and short-term goals.

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Financial Counseling

Search financial topics to help you navigate major life events

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banking basics Budgeting Buying a Home Debt expenses Financial Goals getting out Income net worth ratio reduce Understanding Credit

Statistics for American households

51%

Only 51% of American adults are financially literate

Marketwatch

1 in 5

Nearly 1 in 5 credit card owners are borrowing 90% or more of their available credit – 15% of these are Gen Z borrowers who have the highest delinquency rates among all other demographics

New York Federal Reserve

55%

Small businesses accounted for 55% of job creation between 2013 – 2023

Bureau of Labor Statistics

1.54%

Only 1.54% of U.S. consumers have a perfect FICO Score of 850

Experian

15.5%

Only 15.5% of homes for sale in 2023 were affordable for the typical U.S. household—the lowest share on record – down from 45% in 2020

Redfin

$1,225

The average American consumer is paying $1,225 a month in credit cards, mortgages and auto loans

Experian

1 out of 3

1 out of 3 Americans believe they’ll never own a home (38%)

Redfin

$1,506

Americans lost an average of $1,506 in 2023 due to financial illiteracy

Financial Educators Council

Next Upcoming Webinar

Emergency Fund Planning

How to be at your financial best while preparing for the worst.

09/10/2025 1:00 pm (EST)

In this free webinar, you’ll learn:

  • Why you need at least 3 months of living expenses saved up
  • How to easily and painlessly start an emergency fund
  • How your employer can help you save for emergencies
Register for the Webinar